Meet Our Team


Gary Thomas, CLCS

Gary has over 15 years of experience, and holds insurance licenses in multiple states. In 2009, he earned the Commercial Lines Coverage Specialist (CLCS) designation from The National Underwriter Co. Gary spent the early part of his career representing one of the largest life insurance companies in the world. He then expanded his expertise by representing the largest auto and home insurance company in the United States. Before founding Thomas Insurance Advisors, he spent four years developing a successful multiple-line insurance agency for another company. Gary is a resident of Lake St. Louis, Missouri, where he lives with his wife of fifteen years and two children.

Tom Materniak, CLCS

Tom joined Thomas Insurance Advisors mid 2016 bringing over 4 years of insurance industry experience. He carries the Commercial Lines Coverage Specialist (CLCS) designation from The National Underwriter Co. Prior to joining Thomas Insurance Advisors, Tom spent the early years of his career in banking, financial services, and human resources working with both a Fortune 100 company and multiple startups. Realizing his passion for client’s success and loyalty he sought out an independent insurance agency. As a risk advisor his goal is to help businesses and families protect their assets from the unexpected. Tom has been active in his local community including roles as a soccer coach, board member of a neighborhood development team, one of his parish’s youth group leaders, and a member on his parish’s men's club. Tom lives in St. Peters with his wife and children.

Phil Hoover, LUTCF
Account Manager

Phil has more than 20 years of insurance industry experience. Most of his time in the insurance industry was spent as an agent for the second largest auto and homeowners insurance company in the United States, but he has worked for several industry leading companies. Phil earned the Life Underwriters Training Council Fellow (LUTCF) designation in 1995, and is an expert in homeowners, auto, as well as other forms of personal insurance. Phil is a long time resident of St. Charles, where he lives with his wife and two children.
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Wendy Kimmel

Wendy joined Thomas Insurance Advisors in 2017 and is the newest member of our team. Her career has been focused on the medical and life insurance but she has decided to expand her knowledge to include property and casualty insurance at this point in her career. She will be assisting with commercial accounts, retention and marketing for the agency. Wendy and her family are residents of Lake St. Louis (LSL). She is involved with the LSL Parks Board, LSL Mothers Club and the elementary school’s PTO.
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