Why You Need Boat Insurance

Why You Need Boat Insurance

One of the most frequently asked questions is “Do I really need boat insurance?” Unlike autos, for which every state requires at least liability insurance (in case you damage someone else’s property or cause injury), few states require that you have such coverage for your boat. Arkansas and Utah, for example, are the only states […]

Taking Inventory of Your Home and Personal Property

Taking Inventory of Your Home and Personal Property

In 2011, severe weather disasters inflicted more than $43 billion in damage, according to the National Association of Insurance Commissioners (NAIC). They estimate that more than 50% of these homeowners did not have an up-to-date home inventory of their possessions. All homeowners should conduct a home inventory, which is a list of your personal possessions along […]

How Auto Claims Affect Auto Insurance Rates?

How Auto Claims Affect Auto Insurance Rates?

https://www.dmv.org/insurance/how-auto-claims-affect-auto-insurance-rates.php Some drivers hesitate to file a claim with their car insurance company unless absolutely necessary because they fear that their rates will automatically increase. This is not always the case. Whether your car insurance rates go up and by how much depends on your car insurance company, the circumstances of the incident, and whether […]

5 Rules Every Landlord Should Live By

landlord insurance in Chesterfield Missouri | Thomas Insurance Advisors

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]

Will my credit rating change my insurance rates?

credit health and insurance in Chesterfield Missouri | Thomas Insurance Advisors

I was recently asked this question by one of our Thomas Insurance Advisors clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]

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