Privacy Policy

Thomas Insurance Advisors (“Agency”) respects the privacy rights of individuals who visit, use, and
interact with (collectively “Users”) this website and/or portal (“Site”). Information may be collected
from Users during their visits to this Site in order to allow the Agency to provide better service. The
Agency is concerned about treating this information with care, so it has implemented this Privacy
Policy (“Policy”).

This Privacy Policy has been updated effective June 19, 2026.

Types of Information Collected and How It Is Used

Aggregate Information: The Agency may collect information that is not personal information
about Users to measure traffic on the Site. This information is collected automatically on an
aggregate basis (“Aggregate Information”) through the use of a “cookie” or small text file placed on
the User’s hard drive by the User’s Internet browser. The cookie allows the Agency to track the
number of hits or visits to various pages on the Site. The cookie is used only during a single
connection to the Site, and is not used to track User activity after leaving the Site. The cookie is
permanently disabled when the User exits the Site, and information about individual Users is not
collected, saved, or distributed to others by Agency except as provided for in this Policy. Aggregate
Information helps Agency understand Users’ needs, improve the Site, and demonstrate to others
the volume and nature of Site traffic. Aggregate Information may be shared with third parties as
described in the section called “Information Provided to Third Parties” below.

User Information: User information from the Site may be obtained, retained, and/or used
(collectively “Used”) by the Agency to facilitate Users’ access to, use of, and/or participation in any
products, services, resources, or surveys (collectively “Services”) from the Site. Information about
Users may be provided by the Agency to other entities, such as insurance carriers; vendors;
agents/agencies; brokers/brokerage firms; and any others providing Services through the Site
(collectively “Service Providers”), and such information may be Used by the Agency and Service
Providers. The types of information we may collect include, but are not limited to: individual
personal information (names, addresses, telephone numbers, email addresses, and other
identification details such as date of birth, social security numbers, tax identification numbers, and
driver’s license numbers); financial information (income, credit information); and insured risk and
policy data.

Services Information: Information from Users on the Site may be Used by the Agency for
processing requests for and/or participation in Services offered by or through the Agency, including
from Service Providers. Such information about Users also may be provided to and Used by Service
Providers, as described in the section called “Information Provided to Third Parties” below.

E-mail Information: Information that the Agency receives from Users via e-mail may be Used by
the Agency and may be provided to and Used by third parties as described in the section called
“Information Provided to Third Parties” below.

Information about Children Under 13: Our Site is generally intended for adults interested in
obtaining insurance and it is unlikely that children under the age of 17 will use the Site. It is the
Agency’s policy not to collect personal information of children under age 13. If it is necessary to
collect such personal information from a child identified as being under age 13, Agency will do so
only after obtaining verifiable parental consent. If Agency becomes aware that it has inadvertently
collected personal information from a child under age 13 without parental consent, such personal
information will be deleted from Agency’s system.

Information Provided to Third Parties

Information collected on this Site will only be provided to third parties in the manner specified in
this Policy. Those who do not want their information shared in this manner should not provide the
information. Information Used by Agency may be provided to third parties, such as, but not limited
to, Service Providers. Information shared with such third parties may be Used to conduct business,
including, without limitation: (i) completing the transaction(s) requested by the User; and (ii) serving
Users and/or reporting on transactions, activities, and Services conducted with or facilitated by
Agency. Agency also may disclose such information to comply with the law or legal process; to
exercise Agency’s legal rights or defend against legal claims; to enforce Agency’s policies (including,
without limitation, its Terms of Use); and/or to protect the rights, property, or safety of others.

Your Right to Opt Out

Under the Gramm-Leach-Bliley Act (“GLBA”), you have the right to opt out of certain sharing of your
nonpublic personal information with non-affiliated third parties for non-exempted purposes. If you
wish to exercise your opt-out right, please contact us using the information provided in the
“Contact Us” section below. Please note that certain disclosures are required by law or necessary to
complete your insurance transactions and cannot be restricted by an opt-out request.

Security

The Agency uses a combination of industry-standard security measures to protect personal
information it collects. Such measures will change from time to time. The Agency makes no
representations or warranties of any kind, express or implied, that such measures will protect all
personal information collected; however, the Agency will make reasonable efforts to protect such
information from unauthorized access, misuse, alteration, or destruction.

Links to Other Sites

This Site contains links to Internet sites of Service Providers, other Agency partners/vendors, and
other businesses and resources (collectively “Linked Resources”), and each Internet site of Linked
Resources may have its own privacy and data collection policies and practices. The Agency is not
responsible for the privacy and data collection policies and practices of any Linked Resources or for
the content of their Internet sites. Users interested in the privacy and data collection policies and
practices of Linked Resources should review the policies of the Internet sites they choose to access.
Agency makes no representations or warranties of any kind, express or implied, about the Internet
sites of Linked Resources, and Agency disclaims all warranties and responsibilities of any kind,
including without limitation, warranties and responsibilities with respect to Linked Resources’
Internet sites, content, privacy and data collection policies and practices, and actions. Links to other
Internet sites do not imply Agency’s endorsement or approval of such Internet sites or the
resources and information contained within them. Agency does not endorse, approve, certify, or
control such external Internet sites, and is not responsible for the accuracy, timeliness,
completeness, efficacy, or usefulness of information located at such Internet sites. The links and
references on this Site to other Internet sites are provided solely as a convenience to Users.

Your Rights to Access and Amend Your Personal Information

You have the right to request access to the personal information that is maintained about you on
this Site to ensure that it is accurate. Subject to certain exceptions required by law, and provided we
can authenticate your identity, you also can request corrections, amendments, or deletions of any
personal information obtained through this Site or otherwise in our possession. You may also
request changes to your preferences regarding how we use or disclose your information or how we
communicate with you.

To obtain access to, or seek to correct, amend, or delete any of your personal information, or for
any other questions or concerns about the Agency’s personal data policies and practices, please
submit a request in writing to:

Gary Thomas
Thomas Insurance Advisors
632 B Trade Center Blvd
Chesterfield, MO 63005
Phone: (636) 536-2229
Email: garyt@tia.insure

The request must include your name; address; telephone number; the specific personal information
at issue; the identity of the document or record that contains the disputed personal information;
and the desired correction, amendment, or deletion (along with any appropriate supporting
documentation). We will notify you within 30 business days after receipt of your request to advise
whether we require additional information, have made the requested correction, amendment, or
deletion, or that we cannot do so and the reasons for that decision.

Annual Privacy Notice

In accordance with the Gramm-Leach-Bliley Act and applicable state law requirements, the Agency
provides its customers with an annual privacy notice. If you are an existing client of Thomas
Insurance Advisors, you will receive this notice at least annually. The notice describes the categories
of nonpublic personal information we collect, how we use and share that information, and your
rights with respect to that information.

Policy Changes

The Agency reserves the right to and may change this Policy at any time without notice to you, and
changes will become effective when the revised Policy is posted on this Site. We may email periodic
reminders or notices about changes, but you are encouraged to review this Policy frequently so you
are informed about the Agency’s privacy practices and policies.

Contact Us

If you have any questions or concerns regarding this Privacy Policy or the Agency’s data practices,
please contact us:

Thomas Insurance Advisors
632 B Trade Center Blvd
Chesterfield, MO 63005
Phone: (636) 536-2229
Email: garyt@tia.insure

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