Unfortunately, small businesses do not face a shortage of risks in today’s ever-evolving business environment. What makes cyber risks unique is the dramatic increase in the frequency of attacks against small businesses in the last few years. In their 2019 Identity Breach Report, cyber security firm 4iQ reported a 425% increase in cyber-attacks to […]
Who needs a Workers Comp policy?
By Travis Johnson, Broker Workers compensation or “work comp” insurance provides income replacement and medical benefits to employees injured in the course of employment. For the most part each individual state regulates the work comp requirements that protect workers within its borders. The exceptions being postal, maritime and railroad workers which are protected under […]